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How to Build Credit Without Going into Debt
The Chime Credit Builder Secured Visa Credit Card is a secured credit card that helps you build your credit with no annual fee, no interest, and no minimum security deposit required. You can use the card to buy everyday purchases and get a credit limit based on your Chime Checking Account balance.
To enroll in the Credit Builder program, you need to have a qualifying direct deposit and follow the steps to enroll in the Chime app. The card works like a regular credit card and can be used to buy gas, groceries, or household goods anywhere Visa is accepted. The card has no annual fee or APR.
The Credit Builder program reports positive activity to the three credit bureaus and ensures the cardholder never misses a payment. Chime also has a debit card that can be used just like a checking account. You can choose to split your direct deposit between your checking account, your credit builder card and your savings account.
The Chime app allows you to turn your cards on and off and allow or disallow international purchases. You can set-up notifications for each transaction and each deposit received. You can even receive what they call Spot Me overdraft protection up to your monthly amount that covers you for small shortfalls.
Click on the link in the description to get $100 when you set-up direct deposit of your paycheck or Government benefits. Then deposit at least $200 within 45 days and activate your card. This offer is for people living the United States Only.
Click on the following link to get $100.
To enroll in the Credit Builder program, you need to have a qualifying direct deposit and follow the steps to enroll in the Chime app. The card works like a regular credit card and can be used to buy gas, groceries, or household goods anywhere Visa is accepted. The card has no annual fee or APR.
The Credit Builder program reports positive activity to the three credit bureaus and ensures the cardholder never misses a payment. Chime also has a debit card that can be used just like a checking account. You can choose to split your direct deposit between your checking account, your credit builder card and your savings account.
The Chime app allows you to turn your cards on and off and allow or disallow international purchases. You can set-up notifications for each transaction and each deposit received. You can even receive what they call Spot Me overdraft protection up to your monthly amount that covers you for small shortfalls.
Click on the link in the description to get $100 when you set-up direct deposit of your paycheck or Government benefits. Then deposit at least $200 within 45 days and activate your card. This offer is for people living the United States Only.
Click on the following link to get $100.